Online General Knowledge Test 2014 for Banking Exams

The Head Office of ______________ bank is located in Delhi

Banking Services on the “Internet” over a Secure Website is referred as _____________

The Government of India carried out Nationalization of 14 Major banks in _______________

______________ is the limit set by the RBI for lending to banks under the Marginal Standing Facility(MSF) rate of interest

“The Grama Tellers” are ____________

At present the Number of “Public Sector” banks in India is _____________

_____________ is the history book of the RBI

A “Banking Ombudsman” is appointed for ____________

The Basic Advantage of a Credit Card is ____________

An Inter-Bank Transfer means ____________

______________ is linked to Customer’s Bank Account

Process of Scanning and Mailing Cheques for clearing is called _____________

If a Bank returns a cheque with out paying it,then the cheque has been _____________

The Term CASA ratio refers to __________ 

____________ is a measure of “Solvency of a Bank”

The RBI advised all banks in India to strive for and keep the CASA Ratio at _______ % of total accounts

_____________ duration is considered by a Bank before declaring a loan (given by it) as defaulted and a non-performing asset (NPA)

__________ is a ” Time Deposit “

A Bank will not open a Bank account for a ___________

Reverse Mortgage is a _____________

Commercial Banks,acting on the advice of the RBI,have recently removed the pre-payment panalty clause for ___________ loan

For banks,”Priority Sector Loans” are loans given to ______________

A Bank loan for the Purchase of Consumer durables,appliances is called _____________

Generally, _____________ is a temporary facility extended to bank customers at the bank manager’s discretion

EMI (Equated Monthly Installment) is normally calculated for the ______________

Stoppage of a Currency note or a coin from circulation by the Reserve Bank of India is known as ___________

____________ are the functions of the RBI

As per the RBI’s instructions,interest rate on Savings bank accounts in banks is to be calculate on a/an ______________

Whenever a repo rate is increased/decreased, _____________ gets automatically adjusted with a 1% difference (less than the repo rate)

The Reserve Bank of India has recently deregulated  the interest rates of __________ categories of accounts in banks